Savings Snakes & Ladders

Photo Credit: Save My Money

A recent survey conducted by YouGov has highlighted the crisis that the UK economy is facing in a few years’ time; if the attitude of today’s youth towards retirement saving does not change soon. Although young people understand the importance of having money stashed away for emergencies, they still think that saving for a holiday [...]

Financial Help for Single Mothers

Photo Credit: Good to Know

One of the many challenges that face women today is being a single mother. Many women can find raising children alone easier with just a little bit of help. Oftentimes it is financial matters weighing close to the heart –and also causing the most strain in raising the kids. Thankfully, there are numerous resources available [...]

Protection for your savings with FSCS

  Everyone has a lot of questions and concerns when it comes to saving money, especially when it comes to how safe your savings really are. A lot of people believe that it is safer to put their money under the mattress or make a hole in the couch and stuff it into there instead [...]

A Guide to Frugal Living: How to Save Consistently

© 401(K) 2012 ''Saving Money'' Some rights reserved. Source: Flickr.com

In the current financial and economic climate, more and more people have found themselves having to cut back on their spending. With essential living costs on the rise, it has become increasingly important for households and individuals to find ways of reducing spending and living more frugally. While most people find the prospect of frugal living [...]

The attractiveness of equity release

© 401(K) 2012 ''Saving Money'' Some rights reserved. Source: Flickr.com

The cost of living is increasing day by day, and yet the rate of household income is holding steady – particularly so for those of us that are at retirement age. Whether you’re looking to just release a little money to use for everyday expenses or if you’re putting your spare change towards something bigger like a [...]

“The Worst Is Not Over” Says Top Gold Analyst

gdx-nov-2013

“The Worst Is Not Over” Says Top Gold Analyst By Alessio Rastani Last week I met one of the world’s top gold analysts at Morgan Stanley, which is one of the biggest investment firms in the world. Edward Schultz (not his real name) probably knows more about gold and mining stocks than anyone I know. He [...]

Which Shopper Tribe are you?

Photo credit: Flicker.com epSos.de

Have you noticed how your shopping style has changed over recent years? Perhaps it hasn’t changed at all, but according to studies conducted by Barclaycard and Brunel University the nation has changed their shopping strategy over the last five years. In years gone by shoppers were loyal to brands and stores, these days all shoppers [...]

3 Key Considerations for Freelancers

Photo credit: CoCo Collaborative - Flickr.com

In a competitive job market, more and more people are deciding to strike out on their own. Becoming a freelancer is just another way of saying you’re self-employed – you take responsibility for how much work you, when you do it and what type of work it is. Because you’re essentially running the smallest business [...]

Debt and depression

The practical issues raised by debt are obvious and are frequently discussed at great length. However, there is also an emotional side to financial problems. Debt brings a great deal of stress and anxiety and in some cases these things can have a greater negative impact than the inability to pay for certain things. Some [...]