Developing good money habits can prevent you from getting into serious debt or help you get out of debt if you are currently struggling financially. Debt can build up gradually over time, or it can be brought on suddenly due to a change in your circumstances. Whatever the cause behind it is, you need to find a way to manage your money to take back control of your … [Read more...] about Three ways to stop impulsive buying
Debt
The Deal with Debt Consolidation
These days, it is no longer surprising to find out that most people have accumulated a lot of debt in their name. These debts could simply start off with simple credit card bills that pile up each and every swipe, especially if you have a spending limit that is greater than how much you actually earn in a month. Then add a car loan on top of that, leaving you with monthly … [Read more...] about The Deal with Debt Consolidation
Six Easy Ways to Improve Your Credit Score
A poor credit score is often the biggest stumbling block when it comes to securing credit. Though improving your rating can feel like a daunting prospect, there are some simple steps you can take to start seeing progress sooner rather than later. Here are a few tips to get you started. Use your credit card responsibly Using a credit card at all might sound risky. You’re … [Read more...] about Six Easy Ways to Improve Your Credit Score
Ultimate Tips for Reducing Debt Concerns
Debt adversely affects mental and physical wellbeing and can dominate our thinking during the day. Although debt is a serious concern, I have taken a light-hearted approach in looking at ways to save/make money and reduce the load: SELL YOUR GRANNY Not really! In times of need cast your sentimentality to one side and search those cupboards, garages, attics and any nook … [Read more...] about Ultimate Tips for Reducing Debt Concerns
Cutting Out Debt Effectively
5 Tips to Cut Debt Quickly Life with debt is a painful reality for a lot of us. The financial strain of owing someone money is bad enough, but add to that the emotional distress, and it’s no wonder people are eager to get debt free as fast as possible. Whilst there’s no one-size-fits-all approach to getting back in the black, there are simple … [Read more...] about Cutting Out Debt Effectively