Peer to Peer loans: A Cheaper Way to Buy Your Next Car

Photo credit: Flickr.com - Louche123

There comes a time in a car’s life when paying for repairs is simply throwing good money after bad. If you’re thinking about buying a new car on finance, you have options when it comes to finding a loan that you can afford. Perhaps you can’t find an affordable car loan from the main dealerships, [...]

5 Fast Fixes to Increase Your Credit Score

Photo credit: Flickr.com - LendingMemo

Your credit score is the key to a lender agreeing to grant you a loan, mortgage or credit card. Although there aren’t any hard and fast rules over how exactly a potential lender must calculate your credit score, the purpose of it is to discover how reliable you are likely to be as a creditor. [...]

The Best Time to Remortgage You Home May Be Right Now - Read Why

buying-a-house

Many people spend a lot of time thinking about whether or not they should remortgage. Instead of waiting until some point in the future, it may be best to remortgage right now. Better mortgage deals are out there, with lenders offering discounts and many benefits to those who change up their mortgages for a different [...]

How to finance your property development projects

The demand for properties has risen over the last year within the UK and many first time buyers are aspiring to get on the ladder. Many new buyers want to invest in a property development project and make a profit from the sale of the home once the work is completed. In order to do [...]

Help with getting out of the trap of payday loans

Large US based internet companies fail in China

Almost every one you in contact with is having financial difficulties, and a lot of people have resorted to taking out pay day loans to make ends meet. The purpose of the pay day loan is to give you that little extra until your pay check arrives, but it is all too easy to fall [...]

How to determine your borrower type

With the property market on a steady incline there are a lot of people looking to buy property or take mortgage on their current property to perform maintenance or renovations during summer. One of the most important points when you are making the decision to take a mortgage is to remember that a mortgage is [...]

Governments profit on Student Loans

Student loans are a big business, but how much profit is really necessary for the government to gain in a year from student loans? Consider for a moment that each year there are more students applying for loans as they finish school and wish to study further, it becomes a vicious circle. The article on [...]

Payday lenders under the spotlight

After a report from the OFT (Office of Fair Trading) earlier this year, the companies that offer payday loans, have been subjected to a variety of investigations to ensure that they abide by regulations. A payday loan encourages people who are having financial difficulties to get themselves further into debt instead of finding long term [...]

The low down on loans

At the moment everyone is feeling the tightening of the purse strings and a lot of people are not managing to make ends meet from one pay day to the next. The problem is that many people have a bad credit record, which means that obtaining a loan from the bank is impossible. This does [...]