Digestible finance news for all
by: Julie
Though we may hear in the news that recession is over and recovery is well underway, the collapse of the global economy has left a number of scars in its wake, causing people to completely re-evaluate the way they approach their finances and think about money in general. One of the most significant shifts has been in the way we choose to part with our
by: Julie
I’ve always been a ‘gadget’ guy. I’ve always had to have the best smartphone or the best tablet etc. and as we all know, these can be rather expensive. And by rather, I mean REALLY expensive. So, I thought about how I could start recuperating some of the cost of these must-have-gadgets. Selling them obviously wouldn’t be an option, that’s just crazy! But, what if
by: Julie
From time to time, it’s nice to take a little step back from being frugal and savvy and making your money ‘go the distance’ to do something that will make you see out the rest of the day with a smile on your face. That thing which will result in a happier you is by doing something for a charity. Obviously, there are millions of
by: Julie
Secured loans require borrowers to pledge some security, such as the home in which they live, to lenders and, as such, are sometimes referred to as homeowner loans. In the event that a borrower is unable to repay the loan, the lender can forcibly sell the home to recover the money borrowed and the interest accrued. Secured loans are typically easier to obtain than their
by: Julie
Buying a property is an exciting time, but also fraught with uncertainty. An emotional journey from the moment you apply for a mortgage to the day you get the keys, you may be surprised at how much of a roller coaster the whole process can be. Added to this already broiling mix, is the uncertainty of buying in the village, town or city where you
by: Julie
Most of us have that dream job we desperately hope could one day become a reality. In some cases, we accept they are merely pipedreams but for a lot of people, the only real thing holding them back is being unsure of how best to chase after their chosen career and make the shift from fantasy to reality. Couple this with the fact that last
by: Julie
This is an American Express sponsored post When you take out a credit card, you will often be told about reward schemes and incentives to try and entice you into a deal. Many of us are somewhat hesitant, believing that such offers may be a little too good to be true and while it is always wise to remain frugal and cautious when it comes
by: Julie
Managing money may seem easy but most people find this task challenging. According to the 2013 Financial Literacy survey commissioned by the National Foundation for Credit Counseling (NFCC), most people are unable to manage their finances due to financial illiteracy. Figures from the aforementioned survey show that 43% of American adults are not saving enough money for retirement or emergencies. In addition, 37% of adults