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You are here: Home / General / What Are The Different Benefits of Leasing a Car

What Are The Different Benefits of Leasing a Car

May 30, 2019 by Julie Leave a Comment

Leasing a car can allow you to get a brand new set of wheels on your drive for a much lower monthly cost than other car finance methods. Because you are essentially renting the car, you don’t have to worry about depreciation and just lease a different car at the end of the rental term. The majority of lease deals are generally about 2 to 3 years long, and there is no pressure to buy the car outright at the end of the rental agreement. At the end of the agreement, all you need to do is hand the car back to the company you leased it from with no costs to pay as long as you have kept to their terms and conditions. This means that you are not tied down to a lengthy contract, and there is minimal long-term commitment involved. You are free to move on at the end of the agreement without having to deal with the hassle of trading or selling the car. And, another great thing about leasing is that there are many companies out there that offer bad credit car leasing if you are worried about your credit score. So, what exactly are the benefits of leasing a car? Let’s find out!

The Monthly Payments Will Be Lower
When you choose to lease a car, you will only pay the difference between the residual value and the original purchase price. What this means is that when you lease, you will be able to drive a more expensive car on the same budget. In fact, when you compare leasing a car to a loan for a car, the payments could be less than half the size if you choose to lease.

No Need to Worry About Depreciation
One of the costliest parts of owning a car is the loss of value over time. And, there isn’t a single person that can predict this figure of loss as there is no way of actually knowing. However, when you choose to lease a car, depreciation is taken on the by your chosen leasing company. You will know exactly how much you need to pay each month and at the end of your agreement, you simply return the car.

You Can Avoid Extra Costs
Updating your car on a regular basis means you can avoid the costs that come with driving an oldercar. Newer cars come with fewer problems, but if there were an issue, then it would normally be covered under the car’s warranty. Also, don’t forget that new cars don’t require a MOT until they have been on the road for more than 3 years. So, if you do opt for leasing a car over buying one, then you will avoid that cost too.

You Can Upgrade On a Regular Basis
With more and more innovative and disruptive technology entering the market each year, cars are advancing more quickly now than they ever have before. All of these advancements mean that in just a few years’ time, your car can feel somewhat outdated. However, leasing a car means you will get the opportunity to drive the newest model when your agreement ends. If you are the type of driver that gets bored quickly, then leasing can often work out to be the easiest and cheapest way to get the newest cars on the market.

Things to Keep In Mind
So, from reading these different benefits, you can see that in the short term, leasing is the best option when it comes to cars. However, before you decide to lease a car, you need to keep the following few things in mind.

● Make sure you are clear about the duration of the lease, mileage covered and any other terms and conditions.
● Do your research and look around for different leasing agencies, until you find one that can offer you the best deal.
● Make sure that the deal is a closed-end lease deal, which will allow you to part ways with the car leasing company without any liabilities once the lease agreement is over.

Leasing a car offers different benefits, so it can be considered as an option for those who are looking for a new set of wheels.

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Julie Cheung / Finance Girl

Manchester blogger with an interest in personal finance, investing and local businesses.

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