Being crippled with debt has unfortunately come to be considered part and parcel of the student experience, and considering that following the recent General Election, news broke that student loan debt in the UK surpassed the £100 billion mark for the first time, it’s not difficult to understand why. This resignation to a life spent repaying borrowed money leads many to not … [Read more...] about Minimising Student Debt
Feeling like you’re drowning under the weight of debt is a scary situation to be in. The worst of it is that many people feeling crippled by their debts suffer in silence, embarrassed or distressed by their circumstances. When you hear then that the average UK household debt reached a record high of £13,000 this year, it soon becomes apparent that this is a much more widespread … [Read more...] about Simple Techniques to Reduce Your Debt
Each of us take financial advice at varying points during our lives. First it’s from our parents, then probably the bank, and in no particular order, at some point maybe a colleague or our boss will make a suggestion, we’ll read the financial press and some of the great bloggers out there and then potentially approach a professional adviser too. When you reach this last stage … [Read more...] about What to look for when seeking financial advice
A new study, from peer-to-peer lending platform Lending Works, has revealed that almost a quarter of UK adults believe they’ll never retire. Pensions are, of course, currently under scrutiny and the Government is facing a black-hole – as we live longer, and spend more time living on a state pension, the cost of pensions is ballooning. The Government has … [Read more...] about Do You Think You’ll Never Retire?
There are more than 150,000 fines and prosecutions for speeding in England and Wales each year and the numbers are rising. This may actually be down to more effective ways of measuring speeds and apprehending drivers rather than more people simply ignoring speed limits. More than 50% of the drivers fined were caught on motorways, mainly by cameras and for some drivers, … [Read more...] about How to Defend a Speeding Fine