A recent survey held by CNN shows that less than half of the population in America is saving for their retirement, these are scary facts and could be associated with any other country in the world.
There are a lot of people who believe that they cannot afford to save towards their retirement, especially because they are currently battling to make ends meet as it is. There are also a lot of people who are scared of retirement plans as they feel that they will be trapped once they take out a plan. The article on lifehacker explains the five most common excuses for not saving and why it is a bad decision to not save towards your retirement.
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