So, did you enter January full of good intentions to eat less, exercise more and cut back on non-essentials? If the answer’s ‘Yes’ and you’ve been holding out for the month to end, hang on in there! Just because the month is over, your salary’s been paid, and you’ve recovered from Christmas’ financial hangover, it doesn’t mean you should revert to your old ways. Making a few … [Read more...] about A few simple cutbacks to keep your finances fighting fit
Keep your finances realistic this Christmas! It’s no surprise that at this time of year people spend more money than usual. It’s very hard to resist, what with the incessant adverts promoting everything from indulgent food to expensive children’s toys. After all, tis the season to splurge! And whilst loosening the financial reigns for a special occasion can be forgiven … [Read more...] about Keep your finances realistic this Christmas!
One in five (21%) British households are already worrying about festive expenses and nearly a quarter (24%) say they will take out a new financial product – such as a credit card – to help manage the cost of Christmas. But while 70% will visit a price comparison site before applying for a new card, and over one quarter (27%) turn to trusted news articles to find the best … [Read more...] about Brits should get scores in shape now to avoid Christmas credit hangover
It’s certainly no easy thing to come to terms with, and can be a tough pill to swallow, but when your company is in financial dire straits, often insolvency is the only answer. That doesn’t mean it’s the end of road, as far as your career is concerned; it simply means this particular business venture has run its course – there’s no shame in that, and it takes great courage to … [Read more...] about Business Insolvency: What You Need to Know
When considering your options, while trying to clear or minimise your debts, it’s important you take an IVA seriously. Considered a preferable option to bankruptcy, an IVA allows you to consolidate your debts into one easily manageable monthly repayment, freezes all charges and interest and allows you five years to clear what you owe. This form of debt repayment can also pay … [Read more...] about Do I qualify for an IVA?