When was the last time you paid for something with cash? Thanks to contactless payments, most of us now use our cards even for the smallest payments, making cash increasingly defunct. We are fast becoming a cashless society where cards are outnumbering cash when it comes to making payments. Debit cards are popular because they are convenient, especially as most … [Read more...] about How long does it take for a bank to replace lost cards?
When it comes to savings, an ISA has been the go-to choice since the turn of the millennium. After all, the interest rates are similar to routine savings accounts, and the fact that there is no tax payable makes it a natural choice. What some people don’t realise, however, is that there are other sorts of ISA available too. An investment ISA follows exactly the same principles … [Read more...] about Choosing the best investment ISA
The UK banking industry is changing. Consumers have more choice than ever before, in terms of both financial products and institutions. Technology is also contributing to the shift in the way we bank, allowing us to be more connected more of the time. Online banking, contactless payments, and app-only banks mean we’re thinking about money differently way. So what exactly is a … [Read more...] about What is a Challenger Bank?
OFF3R is an online marketplace that lets investors compare, discover and learn about investment opportunities and platforms in the UK and Europe. They have recently launched a new Stocks and Shares ISA channel which features ISA accounts from some of the leading investment providers in the market. Their Stocks and Shares ISAs guide provides useful information for those … [Read more...] about Investing in a Stocks & Shares ISA
The tsunami of claims triggered by the PPI scandal continues to roll on. Meanwhile, another seismic financial mis-selling outrage may be gathering steam. The UK financial sector continues to reel from the payment protection insurance (PPI) scandal that just seems to keep rumbling on. Until, that is, the Financial Conduct Authority slapped a deadline on claims relating to the … [Read more...] about Are Packaged Bank Accounts the New PPI Mis-Selling Scandal?