The Payday lending market has always been one which has courted controversy. With the astronomical rise of short-term lending since the global recession in 2008, many working class people began to find themselves in dangerous spirals of debt, in which they would borrow money to make ends meet; pay the debt off once they’d received their wages, and then find themselves short … [Read more...] about Payday lending regulations
Archives for October 2016
There’s now an app to help you save
Mastering the art of saving is fundamental to being in control of your finances. Whether you want to invest in a portfolio, put down a deposit on a house or pay into a pension, it all starts with being able to put money aside. That’s why I’m always on the lookout for for online tools and apps to make saving easier and more cost-effective. From budgeting your money to … [Read more...] about There’s now an app to help you save
Business Insolvency: What You Need to Know
It’s certainly no easy thing to come to terms with, and can be a tough pill to swallow, but when your company is in financial dire straits, often insolvency is the only answer. That doesn’t mean it’s the end of road, as far as your career is concerned; it simply means this particular business venture has run its course – there’s no shame in that, and it takes great courage to … [Read more...] about Business Insolvency: What You Need to Know
Getting Through Life’s Unexpected Emergencies
It always seems to happen that a financial crisis comes your way at the least inopportune moment in your life. You have a surplus of money on hand, treat yourself or a family member to a new outfit or pair of shoes and then a wrench thrown in upsets the whole cart. If you don't have an available credit source such as a credit card or savings account, an unexpected repair or … [Read more...] about Getting Through Life’s Unexpected Emergencies
How to manage your income more effectively
Managing your income is one of the most important things you must learn to do. In fact, your income influences your entire life, from where you live to what you drive to how you spend your free time. While expense management is not something all young adults, or even adults for that matter, have mastered, it can be done. Here are fve ways to manage your income more … [Read more...] about How to manage your income more effectively