Our quick guide to what you need to know about bridging loans and alternative finance options for buying or refurbishing residential property. The bridging loan sector in the UK is going from strength-to-strength and has grown by 35% in the past year to May. One reason for the popularity of bridging loans, or alternative finance as some call it, is that mainstream lenders … [Read more...] about What are residential bridging loans?
Archives for June 2015
Legally keep more of your freelance earnings
When you’ve worked hard day in and day out, it can be frustrating to see your earnings diminished by the time they reach you. But what if it didn’t have to be that way? Great accountants will tell contractors and freelancers that the most tax efficient solution is to set up your own limited company. Unfortunately though, limited company accounting is much more complex than … [Read more...] about Legally keep more of your freelance earnings
Is Homeownership Important?
With a growing trend towards renting, you would be forgiven for thinking that the public consensus has shifted somewhat away from an importance being put on homeownership. While there are undoubtedly a whole host of reasons why renting is indeed a solid and viable option for many people, four in ten of the whopping 3.9 million renters in Britain don’t feel like their house is … [Read more...] about Is Homeownership Important?
How P2P lending can diversify your portfolio
Diversification can be implemented in many forms, be it across platforms, products, asset classes, risk grades or geographies. Within these, an investor can diversify even further. For example, if stocks are your asset class of choice, you might spread your portfolio to cover companies of different sizes, industries or location. By doing this, you are reducing non-systematic … [Read more...] about How P2P lending can diversify your portfolio
The Benefits of Being a Freelance Writer
Being a freelance writer is understandably many people’s dream job, and while the stereotype of lazing around at home all day isn’t exactly true (not if you want to be successful anyway) many of the supposed benefits are to be believed, as well as a few you may not even realise. Work-Life balance Striking the right work-life balance is a major stumbling block for many … [Read more...] about The Benefits of Being a Freelance Writer