We never really get to choose our first bank; our parents make that decision for us. So, when we’re old enough to choose where to put our money, it’s a pretty difficult decision. Do you go for a well-renowned bank or one with a lot of benefits? What about one that will give you money for signing up? There are actually a few things to consider: Security and Fraud … [Read more...] about Why Your Bank Matters:
Some parts of running a small business are undeniably fun. Setting your own hours, being your own boss… what else could beat it? Unfortunately, as with any job, there are also some more tiresome tasks. The administrative jobs that every small business owner or self-employed person need to complete – things such as sending invoices, completing your books and sending financial … [Read more...] about Sick of Business Admin? Try a Bank Account That Will Handle It for You.
When was the last time you paid for something with cash? Thanks to contactless payments, most of us now use our cards even for the smallest payments, making cash increasingly defunct. We are fast becoming a cashless society where cards are outnumbering cash when it comes to making payments. Debit cards are popular because they are convenient, especially as most … [Read more...] about How long does it take for a bank to replace lost cards?
When it comes to savings, an ISA has been the go-to choice since the turn of the millennium. After all, the interest rates are similar to routine savings accounts, and the fact that there is no tax payable makes it a natural choice. What some people don’t realise, however, is that there are other sorts of ISA available too. An investment ISA follows exactly the same principles … [Read more...] about Choosing the best investment ISA
The UK banking industry is changing. Consumers have more choice than ever before, in terms of both financial products and institutions. Technology is also contributing to the shift in the way we bank, allowing us to be more connected more of the time. Online banking, contactless payments, and app-only banks mean we’re thinking about money differently way. So what exactly is a … [Read more...] about What is a Challenger Bank?