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You are here: Home / Saving Money / Call Up: Getting the Best Deals on Handsets and Contracts

Call Up: Getting the Best Deals on Handsets and Contracts

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Image by achichi, used under Creative Commons licence.
Image by achichi, used under Creative Commons licence.

At the moment you can’t walk along your local high street without seeing shops galore selling mobile phones. It’s precisely because of this market saturation that you can easily obtain very low cost deals if you know what to look out for.

We all seem to be slightly obsessed with these little devices at the moment and manufacturers are constantly bringing out new phones to meet this demand. The phone itself isn’t hugely expensive but how you use it and the package you choose will make a significant difference to the price you pay.

Choosing the latest handset

When you’re trying to save money on phone costs and are seeking out the best mobile phone deals, a good place to start is with the handset itself. If you’re looking for that latest iPhone 6 or Samsung Galaxy S5 you’ll pay the highest prices, especially if you choose a pay-as-you-go deal. If you do want that ultra-sophisticated handset at a lower price you’ll have no option but to take out a contract for a set period of time, usually for 24 months. Nearly all phone providers will offer the latest smartphones at a discounted rate when you sign up. The handset may even be free, depending on the contract chosen.

Comparing your phone package

How much you pay per month will of course come down to your contract type and provider, so undertake a comparison check between companies. Usage on calls, texts and internet will make a difference to the price you pay — the higher the price the more inclusive calls, texts and data you should receive. Try to work out how much you think you’ll use each month and then go for a plan that suits your requirements. Always consider this issue seriously because going over your limits will significantly increase your monthly charges.

Achieving additional savings

One way to save money is to buy a ‘SIM only’ pack to place into your existing phone. There’s a huge variety of these deals and you’re likely to find one that specifically meets your needs — for instance, a data only SIM that can be used just for internet browsing on your phone.

Another is to keep your eye open for introductory deals for new customers and these will change from month to month. When going for a low cost introductory offer remember to calculate how much you’re going to pay over the entire contract length, since the rate can be much higher once the special offer period expires.

When negotiating with service providers, the customer is always right. Whether you’re looking for a brand new phone and contract or are intending to change providers you are in the best position to obtain low cost deals. Phone companies are desperate for your custom due to the immense competition and you should be able to achieve better deals than those advertised — don’t be afraid to negotiate to save money.

 

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Julie Cheung / Finance Girl

Manchester blogger with an interest in personal finance, investing and mental health.




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