As a consumer at the end of the supply chain the lower interest rates have been a blessing as mortgage rates have been lower and the household income has had a bit of breathing space, but is the low interest rate going to stay for a while?
The expected effect of the lower interest rate instigating growth for companies has not happened, although there are no signs of the interest rates being increased, there are concerns that companies are not using the lower interest rates for their growth advantages. The reason for this is the uncertainty in the economy.
This informative article explains why companies are suffering with the lower interest rates and why the individual is suffering with regard to their pensions. Definitely an interesting read.